You and your family can benefit from the pricing, strength and speed of a premier direct lender and the flexibility of a nationwide brokerage firm combined with an array of programs from "Best Rates" to the most complicated scenarios.

• 100% - Ideal for first time homebuyers.  In most cases requires minimum or no money "out of pocket".  Closing cost can be obtained thru sellers concessions or included in the loan amount.
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• FHA - Government (Federal Housing Administration) insured program for First Time Home Buyers, which allows some credit requirements flexibility.  Requires 3% downpayment, which could be a gift from a relative or a non-repayable grant from non-profit organization.  Closing costs can be obtained thru sellers concession.
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• VA - 100% Government (Department of Veteran Affairs) insured program for veterans, members of the Selected Reserve, including National Guard and Active Duty military personnel.  Closing costs can be obtained thru sellers concession.
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• Conventional Financing - Program with some of the best rates available on the marketplace today.  For clients with excellent credit and work history.  Requires 5% of your own funds.  Closing costs can be obtained thru sellers concession.
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• NIV - No Income Verification programs.  For self-employed clients and homebuyers with hard to document income.  Financing could be obtained with as little as 5% your own funds.
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• Impaired Credit - Having less then perfect credit is not a problem.  We understand that unexpected events happen to good people.  We offer loan programs that get you the house of your dreams and put you on the road to credit recovery.
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We approach each case with strong level of personal commitment and exceptional service.

For more information call: 240-497-1000